3.90% APR with 48 Monthly Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 3.90% will apply to the purchase for the 36 Month promotional period. A minimum payment equal to 2.948% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2025.